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See, it is not entirely off-limits

So sometimes I fall into the trap, too

When you call your insurer: Let the agent know you have read your policy Ask questions about anything in the policy that is unclear or confusing Offer to provide documentation, receipts, pictures, and videos concerning your loss and expenses Ask how to file a claim, both for the house itself and personal property inside Although you may have questions, your agent must know that you have read and understood your homeowners insurance policy as it pertains to fire coverage

Beyond being unpleasant, smoke odors can negatively impact health and air quality

doi: 10.1037 [PubMed] [Google Scholar] 126